91影视

In addition to offering competitive annual percentage rates (APRs), SoFi聽provides several rate discounts that could help you lower your rate even further. These include discounts for autopay (0.25%), for borrowers who already have a SoFi account (0.125%) and for those who use their loan to consolidate debt and allow SoFi to pay their creditors directly (0.25%).

With SoFi, you can borrow $5,000 to $100,000 with repayment terms ranging from two to seven years.

• Interest rates: 8.99% to 29.49%.
• Loan amounts: $5,000 to $100,000.
• Repayment terms: 2 to 7 years.
• Discounts:聽Autopay (0.25%), existing account holder (0.125%) and direct creditor payment (0.25%).
• Fees: None.
• Min. credit score: 680.
• Accepts co-signers:聽No (but can apply with a joint applicant).

With Upgrade, borrowers have access to free credit score monitoring and personalized recommendations, which can be helpful if you鈥檙e looking to build your credit.

Upgrade personal loans range from $1,000 to $50,000 and come with terms from two to seven years.

• Interest rates: 9.99% to 35.99%.
• Loan amounts: $1,000 to $50,000.
• Repayment terms: 2 to 7 years.
• Discounts:聽Autopay (amount not disclosed).
• Fees: Origination fee (1.85% to 8.99%), late fee ($10) and returned payment fee ($10).
• Accepts co-signers:聽No (but can apply with a joint applicant).

If you have thin credit 鈥� meaning too little of a credit history to generate a credit score 鈥� Upstart could be a good option. While the lender has a minimum credit score requirement of 300, it also works with borrowers with little to no credit. In addition to your credit, Upstart will consider other factors as well, such as your education and employment, to determine your creditworthiness.

With Upstart, you can borrow $1,000 to $50,000 with terms of three or five years.

• Interest rates: 7.8% to 35.99%.
• Loan amounts: $1,000 to $50,000.
• Repayment terms: 3 or 5 years.
• Discounts:听狈辞苍别.
• Fees: Origination fee (0% to 12%), late fee (5% of past-due amount or $15, whichever is greater) and returned payment fee ($15).
• Accepts co-signers:听狈辞.

While many lenders have a minimum borrowing amount of $1,000 or more, you can borrow as little as $600 to $50,000 with PenFed. Repayment terms range from one to five years.

Keep in mind that while you don鈥檛 have to be a PenFed member to apply, you鈥檒l have to join the credit union if you are approved and want to accept the loan.

• Interest rates: 8.99% to 17.99%.
• Loan amounts: $600 to $50,000.
• Repayment terms: 1 to 5 years.
• Discounts:听狈辞苍别.
• Fees: Late fee ($29) and returned payment fee ($30).
• Accepts co-signers:聽No (but can apply with a joint applicant).

If you apply for a personal loan with Prosper and are approved, you could get your funds within one business day of signing your loan documents. Speedy disbursement combined with the lender鈥檚 quick rate estimation tool can make Prosper a good option if you鈥檙e on a tight timeline.

Prosper loans range from $2,000 to $50,000 and come with terms from two to five years.

• Interest rates: 8.99% to 35.99%.
• Loan amounts: $2,000 to $50,000.
• Repayment terms: 2 to 5 years.
• Discounts:听狈辞苍别.
• Fees: Origination fee (1% to 9.99%), check payment fee (5% of your payment amount or $5, whichever is less), late payment fee ($15 or 5% of the unpaid amount, whichever is greater), and insufficient funds fee ($15).
• Accepts co-signers:聽No (but can apply with a joint applicant).

If you need to borrow a large amount, LightStream could be a good option. Its loans range from $5,000 to $100,000 and come with terms from two to 12 years (depending on loan type).

Additionally, if you鈥檝e already been approved for a personal loan with another lender, you could get another 0.1% off your rate through LightStream鈥檚 Rate Beat Program. You can also take advantage of a 0.5% rate discount if you sign up for autopay 鈥� a higher discount than the typical 0.25% provided by other lenders.

• Interest rates: 7.49% to 25.99%.
• Loan amounts: $5,000 to $100,000.
• Repayment terms: 2 to 12 years (depending on loan type).
• Discounts:聽Autopay (0.5%), Rate Beat Program (0.1%).
• Fees: None.
• Accepts co-signers:聽No (but can apply with a joint applicant).

While 91影视 Bank鈥檚 minimum credit score requirement is does not disclose, this is on the higher end of what鈥檚 considered fair credit. A fair credit score is usually specified as falling between 580 and 669. Also keep in mind that if you aren鈥檛 a current 91影视 Bank customer, you might need a higher credit score to get approved. Because of this, 91影视 Bank is likely better suited to borrowers with good credit.

Existing 91影视 Bank customers can borrow $1,000 to $50,000 ($25,000 maximum for non-91影视 Bank customers) with terms from one to seven years (five-year maximum for non-91影视 Bank customers).

• Interest rates: 8.74% to 24.99%.
• Loan amounts: $1,000 to $50,000 ($25,000 maximum for non-91影视 Bank customers).
• Repayment terms: 1 to 7 years (5-year maximum for non-91影视 Bank customers).
• Discounts:聽Autopay (0.50%).
• Fees: Late fee ($29).
• Accepts co-signers:聽No (but can apply with a joint applicant).

While most Avant customers have a credit score between 600 and 700, you could qualify for a personal loan with a credit score as low as 580. This could make Avant a great option if you have less-than-stellar credit.

With Avant, you can borrow $2,000 to $35,000 with a repayment term from one to five years.

• Interest rates: 9.95% to 35.99%.
• Loan amounts: $2,000 to $35,000.
• Repayment terms: 1 to 5 years.
• Discounts:听狈辞苍别.
• Fees: Administration fee (up to 9.99%), ($25; 5% of the unpaid amount (not to exceed $5) for Idaho and Oregon borrowers) and dishonored payment fee ($15).
• Accepts co-signers:听狈辞.